{"id":2372,"date":"2026-09-25T00:52:52","date_gmt":"2026-09-24T19:22:52","guid":{"rendered":"https:\/\/timesnowtoday.com\/?p=2372"},"modified":"2026-09-25T00:52:52","modified_gmt":"2026-09-24T19:22:52","slug":"mp-no-upi-day-0-4-mdr","status":"publish","type":"post","link":"https:\/\/timesnowtoday.com\/en\/mp-no-upi-day-0-4-mdr\/","title":{"rendered":"MP No UPI Day: 0.4% MDR \u0915\u0947 \u0935\u093f\u0930\u094b\u0927 \u092e\u0947\u0902 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u093e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928, Jabalpur-Bhopal \u0938\u092e\u0947\u0924 \u0915\u0908 \u0936\u0939\u0930\u094b\u0902 \u092e\u0947\u0902 QR Code \u0922\u0915\u0947"},"content":{"rendered":"<h2 class=\"isSelectedEnd\"><em>\u092e\u0927\u094d\u092f\u092a\u094d\u0930\u0926\u0947\u0936 \u0915\u0947 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0928\u0947 \u20b92,000 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0915\u0947 \u0915\u0941\u091b UPI merchant payments \u092a\u0930 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u093f\u0924 0.4% MDR \u0915\u0947 \u0935\u093f\u0930\u094b\u0927 \u092e\u0947\u0902 \u2018No UPI Day\u2019 \u092e\u0928\u093e\u092f\u093e\u0964<\/em><\/h2>\n<p class=\"isSelectedEnd\"><em><strong>MP No UPI Day<\/strong> \u0915\u0947 \u091c\u0930\u093f\u090f \u092e\u0927\u094d\u092f\u092a\u094d\u0930\u0926\u0947\u0936 \u092e\u0947\u0902 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u093e \u0935\u093f\u0930\u094b\u0927 23 \u0938\u093f\u0924\u0902\u092c\u0930 \u0915\u094b \u0915\u0908 \u0936\u0939\u0930\u094b\u0902 \u092e\u0947\u0902 \u0926\u0947\u0916\u0928\u0947 \u0915\u094b \u092e\u093f\u0932\u093e \u0914\u0930 24 \u0938\u093f\u0924\u0902\u092c\u0930 \u0915\u094b \u092d\u0940 \u092f\u0939 \u092e\u0941\u0926\u094d\u0926\u093e \u0930\u093e\u091c\u0928\u0940\u0924\u093f\u0915 \u092c\u0939\u0938 \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u092c\u0928\u093e \u0930\u0939\u093e\u0964 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0928\u0947 \u20b92,000 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0947 \u0915\u0941\u091b UPI merchant transactions \u092a\u0930 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u093f\u0924 <strong>0.4% Merchant Discount Rate (MDR)<\/strong> \u0915\u093e \u0935\u093f\u0930\u094b\u0927 \u0915\u093f\u092f\u093e\u0964 \u0915\u0908 \u091c\u0917\u0939 \u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930\u094b\u0902 \u0928\u0947 QR codes \u0915\u094b \u0915\u093e\u0932\u0947 \u0915\u092a\u0921\u093c\u0947 \u0938\u0947 \u0922\u0915\u093e \u0914\u0930 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0938\u0947 cash payment \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u092a\u0940\u0932 \u0915\u0940\u0964<\/em><\/p>\n<p>\u00a0\u00a0<img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-2375 size-full\" src=\"https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/23_09_2026-no_upi_day_m.webp\" alt=\"\" width=\"700\" height=\"394\" srcset=\"https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/23_09_2026-no_upi_day_m.webp 700w, https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/23_09_2026-no_upi_day_m-300x169.webp 300w, https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/23_09_2026-no_upi_day_m-18x10.webp 18w, https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/23_09_2026-no_upi_day_m-150x84.webp 150w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/p>\n<p class=\"isSelectedEnd\">\u092f\u0939 \u0935\u093f\u0930\u094b\u0927 \u0915\u0947\u0935\u0932 \u090f\u0915 \u0936\u0939\u0930 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0930\u0939\u093e\u0964 \u0930\u093f\u092a\u094b\u0930\u094d\u091f\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0907\u0902\u0926\u094c\u0930, \u092d\u094b\u092a\u093e\u0932, \u091c\u092c\u0932\u092a\u0941\u0930, \u0917\u094d\u0935\u093e\u0932\u093f\u092f\u0930, \u0930\u0924\u0932\u093e\u092e, \u0928\u0940\u092e\u091a \u0914\u0930 \u092e\u0902\u0926\u0938\u094c\u0930 \u0938\u0939\u093f\u0924 \u092e\u0927\u094d\u092f\u092a\u094d\u0930\u0926\u0947\u0936 \u0915\u0947 \u0915\u0908 \u0936\u0939\u0930\u094b\u0902 \u092e\u0947\u0902 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915 \u0938\u0902\u0917\u0920\u0928\u094b\u0902 \u0928\u0947 \u0907\u0938\u092e\u0947\u0902 \u092d\u093e\u0917 \u0932\u093f\u092f\u093e\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u0938\u092d\u0940 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0928\u0947 \u0938\u092e\u093e\u0928 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0935\u093f\u0930\u094b\u0927 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e\u0964 \u092d\u094b\u092a\u093e\u0932 \u092e\u0947\u0902 \u0915\u0941\u091b \u0915\u093e\u0930\u094b\u092c\u093e\u0930\u093f\u092f\u094b\u0902 \u0928\u0947 UPI \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u093e \u091c\u093e\u0930\u0940 \u0930\u0916\u093e, \u091c\u093f\u0938\u0938\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u094b \u0932\u0947\u0915\u0930 mixed response \u092d\u0940 \u0938\u093e\u092e\u0928\u0947 \u0906\u092f\u093e\u0964<\/p>\n<h2>UPI \u092a\u0930 \u0915\u093f\u0938 \u092c\u0926\u0932\u093e\u0935 \u0915\u093e \u0935\u093f\u0930\u094b\u0927?<\/h2>\n<p class=\"isSelectedEnd\">\u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u093e \u0935\u093f\u0930\u094b\u0927 \u20b92,000 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0947 \u0915\u0941\u091b person-to-merchant UPI transactions \u092a\u0930 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u093f\u0924 0.4% MDR \u0938\u0947 \u091c\u0941\u0921\u093c\u093e \u0939\u0948\u0964 \u0930\u093f\u092a\u094b\u0930\u094d\u091f\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092f\u0939 \u092c\u0926\u0932\u093e\u0935 15 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 \u0938\u0947 \u0932\u093e\u0917\u0942 \u0939\u094b\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u0939\u0948\u0964<\/p>\n<p class=\"isSelectedEnd\">\u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u0938\u0902\u0917\u0920\u0928\u094b\u0902 \u0915\u093e \u0915\u0939\u0928\u093e \u0939\u0948 \u0915\u093f MDR \u0932\u093e\u0917\u0942 \u0939\u094b\u0928\u0947 \u0938\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0932\u093e\u0917\u0924 \u0909\u0928\u0915\u0947 \u0932\u093f\u090f \u092c\u0922\u093c \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0940 \u0915\u093e\u0930\u0923 \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0938\u0930\u0915\u093e\u0930 \u0938\u0947 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u093f\u0924 charge \u0915\u094b \u0935\u093e\u092a\u0938 \u0932\u0947\u0928\u0947 \u0915\u0940 \u092e\u093e\u0902\u0917 \u0915\u0940 \u0939\u0948\u0964 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0928\u0947 \u0907\u0938\u0947 \u0932\u0947\u0915\u0930 \u0905\u0932\u0917-\u0905\u0932\u0917 \u0936\u0939\u0930\u094b\u0902 \u092e\u0947\u0902 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0914\u0930 memorandum \u0915\u0940 \u0924\u0948\u092f\u093e\u0930\u0940 \u092d\u0940 \u0915\u0940 \u0939\u0948\u0964<\/p>\n<h2>Jabalpur \u0914\u0930 MP \u0915\u0947 \u0915\u0908 \u0936\u0939\u0930\u094b\u0902 \u092e\u0947\u0902 \u0935\u093f\u0930\u094b\u0927<\/h2>\n<p class=\"isSelectedEnd\">\u092e\u0927\u094d\u092f\u092a\u094d\u0930\u0926\u0947\u0936 \u092e\u0947\u0902 \u0935\u093f\u0930\u094b\u0927 \u0915\u093e \u0905\u0938\u0930 \u0915\u0908 \u092a\u094d\u0930\u092e\u0941\u0916 \u0936\u0939\u0930\u094b\u0902 \u092e\u0947\u0902 \u0926\u093f\u0916\u093e\u0908 \u0926\u093f\u092f\u093e\u0964 \u0909\u092a\u0932\u092c\u094d\u0927 \u0930\u093f\u092a\u094b\u0930\u094d\u091f\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u091c\u092c\u0932\u092a\u0941\u0930 \u092e\u0947\u0902 \u092d\u0940 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915 \u0938\u0902\u0917\u0920\u0928\u094b\u0902 \u0928\u0947 No UPI Day \u0915\u0947 \u0938\u092e\u0930\u094d\u0925\u0928 \u092e\u0947\u0902 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0902 \u0915\u0940\u0902\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u092d\u094b\u092a\u093e\u0932 \u0914\u0930 \u0907\u0902\u0926\u094c\u0930 \u092e\u0947\u0902 \u092d\u0940 QR codes \u0915\u094b \u0922\u0915\u0915\u0930 \u0935\u093f\u0930\u094b\u0927 \u0926\u0930\u094d\u091c \u0915\u0930\u093e\u092f\u093e \u0917\u092f\u093e\u0964<\/p>\n<p class=\"isSelectedEnd\">\u0907\u0902\u0926\u094c\u0930 \u092e\u0947\u0902 \u0935\u093f\u0930\u094b\u0927 \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u0926\u093f\u0916\u093e\u0908 \u0926\u093f\u092f\u093e\u0964 \u0935\u0939\u093e\u0902 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0928\u0947 \u0926\u0941\u0915\u093e\u0928\u094b\u0902 \u0915\u0947 QR codes \u092a\u0930 \u0915\u093e\u0932\u093e \u0915\u092a\u0921\u093c\u093e \u0932\u0917\u093e\u092f\u093e \u0914\u0930 \u0915\u0941\u091b \u0938\u094d\u0925\u093e\u0928\u094b\u0902 \u092a\u0930 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0938\u0947 cash payment \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0939\u093e\u0964 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u0947 \u092e\u0941\u0924\u093e\u092c\u093f\u0915 \u0936\u0939\u0930 \u092e\u0947\u0902 \u0915\u0930\u0940\u092c 125 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915 associations \u0915\u0947 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0928\u0947 \u0915\u093e \u0926\u093e\u0935\u093e \u0915\u093f\u092f\u093e \u0917\u092f\u093e\u0964<\/p>\n<p class=\"isSelectedEnd\">\u092d\u094b\u092a\u093e\u0932 \u092e\u0947\u0902 \u0938\u094d\u0925\u093f\u0924\u093f \u0905\u0932\u0917 \u0930\u0939\u0940\u0964 \u0915\u0941\u091b \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0928\u0947 QR codes \u0922\u0915\u0947, \u091c\u092c\u0915\u093f \u0915\u0908 \u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930\u094b\u0902 \u0928\u0947 UPI payments \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u093e \u091c\u093e\u0930\u0940 \u0930\u0916\u093e\u0964 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u090f\u0915 \u0935\u0930\u094d\u0917 \u0915\u093e \u0915\u0939\u0928\u093e \u0925\u093e \u0915\u093f \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u092a\u093e\u0938 cash \u0915\u092e \u0939\u094b\u0928\u0947 \u0915\u0940 \u0935\u091c\u0939 \u0938\u0947 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 UPI \u092c\u0902\u0926 \u0915\u0930\u0928\u0947 \u092a\u0930 \u092c\u093f\u0915\u094d\u0930\u0940 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-2373 size-full\" src=\"https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/images-2026-09-25T005109.730.jpg\" alt=\"\" width=\"739\" height=\"415\" srcset=\"https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/images-2026-09-25T005109.730.jpg 739w, https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/images-2026-09-25T005109.730-300x168.jpg 300w, https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/images-2026-09-25T005109.730-18x10.jpg 18w, https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/images-2026-09-25T005109.730-150x84.jpg 150w\" sizes=\"(max-width: 739px) 100vw, 739px\" \/><\/p>\n<h2>\u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u092e\u0941\u0926\u094d\u0926\u093e \u0915\u094d\u092f\u093e \u0939\u0948?<\/h2>\n<p class=\"isSelectedEnd\">\u0907\u0938 \u0935\u093f\u0935\u093e\u0926 \u0915\u093e \u092e\u0941\u0916\u094d\u092f \u092e\u0941\u0926\u094d\u0926\u093e merchant-side transaction cost \u0939\u0948\u0964 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915 \u0938\u0902\u0917\u0920\u0928 \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f UPI payments \u092a\u0930 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u093f\u0924 MDR \u0915\u094b \u0932\u0947\u0915\u0930 \u0938\u0930\u0915\u093e\u0930 \u0926\u094b\u092c\u093e\u0930\u093e \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0947\u0964<\/p>\n<p class=\"isSelectedEnd\">\u0935\u0939\u0940\u0902 \u0909\u092a\u0932\u092c\u094d\u0927 \u0930\u093f\u092a\u094b\u0930\u094d\u091f\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u092f\u0939 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u093f\u092f\u093e \u0939\u0948 \u0915\u093f \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u093f\u0924 \u092c\u0926\u0932\u093e\u0935 \u092e\u0947\u0902 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0938\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 payment charge \u0932\u0947\u0928\u0947 \u0915\u0940 \u092c\u093e\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0935\u093f\u0935\u093e\u0926 \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 merchant transactions \u092a\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 charge \u0915\u094b \u0932\u0947\u0915\u0930 \u0939\u0948\u0964<\/p>\n<p class=\"isSelectedEnd\">\u092f\u093e\u0928\u0940 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u0947 \u0932\u093f\u090f \u0938\u0935\u093e\u0932 \u092f\u0939 \u0939\u0948 \u0915\u093f UPI \u0938\u0947 payment \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u0909\u0938\u0947 \u0938\u0940\u0927\u0947 \u0915\u094b\u0908 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 fee \u0926\u0947\u0928\u0940 \u0939\u094b\u0917\u0940 \u092f\u093e \u0928\u0939\u0940\u0902\u0964 \u0935\u0939\u0940\u0902 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0940 \u091a\u093f\u0902\u0924\u093e \u092f\u0939 \u0939\u0948 \u0915\u093f payment \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0932\u093e\u0917\u0924 \u0909\u0928\u0915\u0947 business margins \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n<h2>Political Issue \u0915\u094d\u092f\u094b\u0902 \u092c\u0928\u093e No UPI Day?<\/h2>\n<p class=\"isSelectedEnd\">UPI \u092d\u093e\u0930\u0924 \u0915\u0940 digital payments \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u093f\u0938\u094d\u0938\u093e \u092c\u0928 \u091a\u0941\u0915\u093e \u0939\u0948\u0964 \u0907\u0938\u0932\u093f\u090f merchant charges \u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u092c\u0926\u0932\u093e\u0935 \u0915\u094b \u0932\u0947\u0915\u0930 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u093e \u0938\u0902\u0917\u0920\u093f\u0924 \u0935\u093f\u0930\u094b\u0927 \u0915\u0947\u0935\u0932 business issue \u0928\u0939\u0940\u0902 \u0930\u0939 \u091c\u093e\u0924\u093e, \u092c\u0932\u094d\u0915\u093f \u092f\u0939 government policy \u0914\u0930 traders&#8217; associations \u0915\u0947 \u092c\u0940\u091a \u0938\u0902\u0935\u093e\u0926 \u0915\u093e \u0935\u093f\u0937\u092f \u092d\u0940 \u092c\u0928\u0924\u093e \u0939\u0948\u0964<\/p>\n<p class=\"isSelectedEnd\">\u092e\u0927\u094d\u092f\u092a\u094d\u0930\u0926\u0947\u0936 \u092e\u0947\u0902 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915 \u0938\u0902\u0917\u0920\u0928\u094b\u0902 \u0915\u0940 \u0938\u0915\u094d\u0930\u093f\u092f\u0924\u093e \u0915\u0947 \u0915\u093e\u0930\u0923 \u092f\u0939 \u092e\u0941\u0926\u094d\u0926\u093e \u0930\u093e\u091c\u094d\u092f \u0915\u0940 \u0930\u093e\u091c\u0928\u0940\u0924\u093f \u092e\u0947\u0902 \u092d\u0940 \u091a\u0930\u094d\u091a\u093e \u092e\u0947\u0902 \u0906\u092f\u093e \u0939\u0948\u0964 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u0938\u0902\u0917\u0920\u0928 \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930 \u0938\u0947 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u093f\u0924 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092a\u0930 \u092a\u0941\u0928\u0930\u094d\u0935\u093f\u091a\u093e\u0930 \u0915\u0940 \u092e\u093e\u0902\u0917 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0906\u0917\u0947 \u092d\u0940 \u0935\u093f\u0930\u094b\u0927 \u0915\u0940 \u091a\u0947\u0924\u093e\u0935\u0928\u0940 \u0926\u0947 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p class=\"isSelectedEnd\">\u0915\u0941\u091b \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915 \u0938\u0902\u0917\u0920\u0928\u094b\u0902 \u0928\u0947 2 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 \u0915\u094b \u092d\u0940 \u092c\u0921\u093c\u0947 \u0938\u094d\u0924\u0930 \u092a\u0930 \u2018No UPI Day\u2019 \u0906\u092f\u094b\u091c\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0924\u093e\u0908 \u0939\u0948, \u091c\u092c\u0915\u093f \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u093f\u0924 MDR \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e 15 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 \u0938\u0947 \u0932\u093e\u0917\u0942 \u0939\u094b\u0928\u0947 \u0915\u0940 \u092c\u093e\u0924 \u0915\u0939\u0940 \u0917\u0908 \u0939\u0948\u0964<\/p>\n<h2>\u0906\u0917\u0947 \u0915\u094d\u092f\u093e \u0939\u094b\u0917\u093e?<\/h2>\n<p class=\"isSelectedEnd\">\u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u0926\u093f\u0928\u094b\u0902 \u092e\u0947\u0902 \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u0938\u0902\u0917\u0920\u0928\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u092c\u093e\u0924\u091a\u0940\u0924 \u0907\u0938 \u092e\u0941\u0926\u094d\u0926\u0947 \u0915\u0940 \u0926\u093f\u0936\u093e \u0924\u092f \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0905\u0917\u0930 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u093f\u0924 MDR \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0939\u094b\u0924\u093e \u0939\u0948 \u092f\u093e \u0938\u0930\u0915\u093e\u0930 \u0915\u0940 \u0913\u0930 \u0938\u0947 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0940 \u091a\u093f\u0902\u0924\u093e\u0913\u0902 \u0915\u094b \u0932\u0947\u0915\u0930 \u0915\u094b\u0908 \u0928\u0908 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0938\u093e\u092e\u0928\u0947 \u0906\u0924\u0940 \u0939\u0948, \u0924\u094b \u0935\u093f\u0930\u094b\u0927 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092c\u0926\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-2374 size-full\" src=\"https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/images-2026-09-25T005100.290.jpg\" alt=\"\" width=\"690\" height=\"388\" srcset=\"https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/images-2026-09-25T005100.290.jpg 690w, https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/images-2026-09-25T005100.290-300x169.jpg 300w, https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/images-2026-09-25T005100.290-18x10.jpg 18w, https:\/\/timesnowtoday.com\/wp-content\/uploads\/2026\/09\/images-2026-09-25T005100.290-150x84.jpg 150w\" sizes=\"(max-width: 690px) 100vw, 690px\" \/><\/p>\n<p class=\"isSelectedEnd\">\u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u0941\u0916\u094d\u092f \u092e\u0941\u0926\u094d\u0926\u093e transaction cost \u0939\u0948, \u091c\u092c\u0915\u093f policy level \u092a\u0930 digital payments ecosystem \u0915\u0940 sustainability \u0914\u0930 payment infrastructure \u0915\u0940 \u0932\u093e\u0917\u0924 \u092d\u0940 \u091a\u0930\u094d\u091a\u093e \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u0948\u0964<\/p>\n<p><strong>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937:<\/strong> MP No UPI Day \u0928\u0947 UPI merchant charges \u0915\u094b \u0932\u0947\u0915\u0930 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0940 \u091a\u093f\u0902\u0924\u093e \u0915\u094b \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u092c\u0939\u0938 \u092e\u0947\u0902 \u0932\u093e \u0926\u093f\u092f\u093e \u0939\u0948\u0964 \u091c\u092c\u0932\u092a\u0941\u0930, \u092d\u094b\u092a\u093e\u0932 \u0914\u0930 \u0907\u0902\u0926\u094c\u0930 \u0938\u092e\u0947\u0924 \u0915\u0908 \u0936\u0939\u0930\u094b\u0902 \u092e\u0947\u0902 \u0935\u093f\u0930\u094b\u0927 \u0926\u0947\u0916\u0928\u0947 \u0915\u094b \u092e\u093f\u0932\u093e, \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u092d\u094b\u092a\u093e\u0932 \u092e\u0947\u0902 \u0907\u0938\u0915\u093e response mixed \u0930\u0939\u093e\u0964 \u0905\u092c \u0928\u091c\u0930 \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915 \u0938\u0902\u0917\u0920\u0928\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u092c\u093e\u0924\u091a\u0940\u0924 \u0924\u0925\u093e 15 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 \u0938\u0947 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u093f\u0924 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092a\u0930 \u0939\u0948\u0964<\/p>","protected":false},"excerpt":{"rendered":"<p>\u092e\u0927\u094d\u092f\u092a\u094d\u0930\u0926\u0947\u0936 \u0915\u0947 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0928\u0947 \u20b92,000 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0915\u0947 \u0915\u0941\u091b UPI merchant payments \u092a\u0930 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u093f\u0924 0.4% MDR \u0915\u0947 \u0935\u093f\u0930\u094b\u0927 \u092e\u0947\u0902 \u2018No UPI Day\u2019 \u092e\u0928\u093e\u092f\u093e\u0964 MP No UPI Day \u0915\u0947 \u091c\u0930\u093f\u090f \u092e\u0927\u094d\u092f\u092a\u094d\u0930\u0926\u0947\u0936 \u092e\u0947\u0902 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u093e \u0935\u093f\u0930\u094b\u0927 23 \u0938\u093f\u0924\u0902\u092c\u0930 \u0915\u094b \u0915\u0908 \u0936\u0939\u0930\u094b\u0902 \u092e\u0947\u0902 \u0926\u0947\u0916\u0928\u0947 \u0915\u094b \u092e\u093f\u0932\u093e \u0914\u0930 24 \u0938\u093f\u0924\u0902\u092c\u0930 \u0915\u094b \u092d\u0940 \u092f\u0939 \u092e\u0941\u0926\u094d\u0926\u093e \u0930\u093e\u091c\u0928\u0940\u0924\u093f\u0915 \u092c\u0939\u0938 \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u092c\u0928\u093e [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":2376,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[102,172],"tags":[171,477,180,174,203,185,1495,1496],"class_list":["post-2372","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allnews","category-politics","tag-jabalpur","tag-mdr","tag-mp","tag-politics","tag-timesnowtoday","tag-upi","tag-bhopal","tag-no-upi-day"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/posts\/2372","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/comments?post=2372"}],"version-history":[{"count":1,"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/posts\/2372\/revisions"}],"predecessor-version":[{"id":2377,"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/posts\/2372\/revisions\/2377"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/media\/2376"}],"wp:attachment":[{"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/media?parent=2372"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/categories?post=2372"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/tags?post=2372"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}