{"id":2172,"date":"2026-09-24T14:30:50","date_gmt":"2026-09-24T09:00:50","guid":{"rendered":"https:\/\/timesnowtoday.com\/?p=2172"},"modified":"2026-09-24T14:30:50","modified_gmt":"2026-09-24T09:00:50","slug":"%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%a7%e0%a4%be%e0%a4%a8-%e0%a4%b8%e0%a4%9a%e0%a4%bf%e0%a4%b5-%e0%a4%a1%e0%a5%89-%e0%a4%aa%e0%a5%80-%e0%a4%95%e0%a5%87-%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a5%8d%e0%a4%b0","status":"publish","type":"post","link":"https:\/\/timesnowtoday.com\/en\/%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%a7%e0%a4%be%e0%a4%a8-%e0%a4%b8%e0%a4%9a%e0%a4%bf%e0%a4%b5-%e0%a4%a1%e0%a5%89-%e0%a4%aa%e0%a5%80-%e0%a4%95%e0%a5%87-%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a5%8d%e0%a4%b0\/","title":{"rendered":"Bank Lending Warning: &#8216;\u0909\u0924\u094d\u0938\u093e\u0939 \u092e\u0947\u0902 \u0928 \u092d\u0942\u0932\u0947\u0902 \u092a\u094d\u0930\u094b\u091c\u0947\u0915\u094d\u091f \u0915\u0940 \u0939\u0915\u0940\u0915\u0924&#8217;, \u092a\u0940\u090f\u092e \u0915\u0947 \u092a\u094d\u0930\u0927\u093e\u0928 \u0938\u091a\u093f\u0935 \u0915\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u091a\u0947\u0924\u093e\u0935\u0928\u0940"},"content":{"rendered":"<div dir=\"auto\">\n<h1><b>\u0906\u0915\u094d\u0930\u093e\u092e\u0915 \u0932\u094b\u0928 \u092c\u093e\u0902\u091f\u0928\u0947 \u0915\u0940 \u092a\u0941\u0930\u093e\u0928\u0940 \u0917\u0932\u0924\u093f\u092f\u094b\u0902 \u0938\u0947 \u092c\u091a\u0947\u0902 \u092c\u0948\u0902\u0915: \u092a\u0940\u090f\u092e \u0915\u0947 \u092a\u094d\u0930\u0927\u093e\u0928 \u0938\u091a\u093f\u0935 \u092a\u0940.\u0915\u0947. \u092e\u093f\u0936\u094d\u0930\u093e \u0915\u0940 \u091a\u0947\u0924\u093e\u0935\u0928\u0940, \u0915\u0939\u093e\u2014&#8217;\u0909\u0924\u094d\u0938\u093e\u0939 \u0928\u0939\u0940\u0902, \u092a\u094d\u0930\u094b\u091c\u0947\u0915\u094d\u091f \u0915\u093e \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930 \u0926\u0947\u0916\u0915\u0930 \u0926\u0947\u0902 \u0915\u0930\u094d\u091c&#8217;<\/b><\/h1>\n<p><em>\u090f\u0938\u092c\u0940\u0906\u0908 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0949\u0928\u094d\u0915\u094d\u0932\u0947\u0935 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0938\u0924\u0930\u094d\u0915 \u0930\u0939\u0928\u0947 \u0915\u0940 \u0938\u0932\u093e\u0939; \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092c\u0948\u0932\u0947\u0902\u0938 \u0936\u0940\u091f \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 \u090f\u0928\u092a\u0940\u090f (NPA) \u0938\u0902\u0915\u091f \u0938\u0947 \u092c\u091a\u0928\u0947 \u092a\u0930 \u0926\u093f\u092f\u093e \u091c\u094b\u0930\u0964<\/em><\/p>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/encrypted-tbn0.gstatic.com\/images?q=tbn:ANd9GcT8KAsL8nkXYCfIWbtKu-Cm57nUIAss_CO_1r4H98VTsg&amp;s=10\" alt=\"pm-mp3.jpg\" \/><\/p>\n<p>\u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0940 \u092c\u0948\u0932\u0947\u0902\u0938 \u0936\u0940\u091f \u092e\u0947\u0902 \u0906\u090f \u0910\u0924\u093f\u0939\u093e\u0938\u093f\u0915<a href=\"https:\/\/www.pib.gov.in\" target=\"_blank\" rel=\"noopener\"> \u0938\u0941\u0927\u093e\u0930<\/a> \u0914\u0930 \u090f\u0938\u0947\u091f \u0915\u094d\u0935\u093e\u0932\u093f\u091f\u0940 (Asset Quality) \u092e\u0947\u0902 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u092e\u091c\u092c\u0942\u0924\u0940 \u0915\u0947 \u092c\u0940\u091a \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u0914\u0930 \u0906\u0915\u094d\u0930\u093e\u092e\u0915 \u0932\u094b\u0928 (Aggressive Lending) \u092c\u093e\u0902\u091f\u0928\u0947 \u0915\u0947 \u092a\u094d\u0930\u0924\u093f \u0906\u0917\u093e\u0939 \u0915\u093f\u092f\u093e \u0939\u0948\u0964 <strong>\u090f\u0938\u092c\u0940\u0906\u0908 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u090f\u0902\u0921 \u0907\u0915\u094b\u0928\u0949\u092e\u093f\u0915 \u0915\u0949\u0928\u094d\u0915\u094d\u0932\u0947\u0935 2026<\/strong> \u0915\u094b \u0938\u0902\u092c\u094b\u0927\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u0928\u0930\u0947\u0902\u0926\u094d\u0930 \u092e\u094b\u0926\u0940 \u0915\u0947 \u092a\u094d\u0930\u0927\u093e\u0928 \u0938\u091a\u093f\u0935 <strong>\u0921\u0949. \u092a\u0940.\u0915\u0947. \u092e\u093f\u0936\u094d\u0930\u093e (Dr. P.K. Mishra)<\/strong> \u0928\u0947 \u0915\u0939\u093e \u0915\u093f \u092c\u0948\u0902\u0915 \u0915\u094d\u0937\u0923\u093f\u0915 \u0909\u0924\u094d\u0938\u093e\u0939 \u092f\u093e \u092c\u093e\u091c\u093e\u0930 \u0915\u0940 \u0939\u094b\u0921\u093c \u092e\u0947\u0902 \u0906\u0915\u0930 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0905\u0938\u0947\u0938\u092e\u0947\u0902\u091f (Credit Appraisal) \u0915\u0947 \u092e\u093e\u0928\u0915\u094b\u0902 \u0915\u094b \u0915\u092e\u091c\u094b\u0930 \u0928 \u0939\u094b\u0928\u0947 \u0926\u0947\u0902\u0964 \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u093f\u092f\u093e \u0915\u093f \u0915\u0930\u094d\u091c \u0926\u0947\u0928\u0947 \u0915\u093e \u092b\u0948\u0938\u0932\u093e \u0915\u0947\u0935\u0932 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930 (Project Economics) \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/encrypted-tbn0.gstatic.com\/images?q=tbn:ANd9GcR1n6hrnZfn3PhdkQBTC2PfnA3IqrS_cPmSX8QYju3BVA&amp;s=10\" alt=\"\u0921\u093f\u091c\u093e\u0938\u094d\u091f\u0930 \u092e\u0948\u0928\u0947\u091c\u092e\u0947\u0902\u091f \u092e\u0947\u0902 \u092e\u093e\u0938\u094d\u091f\u0930 \u0939\u0948\u0902 \u092f\u0947 IAS, \u0905\u092c \u092c\u0928\u0947 PM \u092e\u094b\u0926\u0940 \u0915\u0947 \u092a\u094d\u0930\u092e\u0941\u0916 \u0938\u091a\u093f\u0935 - Education AajTak\" width=\"474\" height=\"351\" \/><\/p>\n<h3><\/h3>\n<p>\u092f\u0939 \u091a\u0947\u0924\u093e\u0935\u0928\u0940 \u0910\u0938\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u0906\u0908 \u0939\u0948 \u091c\u092c \u092d\u093e\u0930\u0924 \u0915\u0947 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0914\u0930 \u0928\u093f\u091c\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u090f\u0928\u092a\u0940\u090f (\u0917\u0948\u0930-\u0928\u093f\u0937\u094d\u092a\u093e\u0926\u093f\u0924 \u0938\u0902\u092a\u0924\u094d\u0924\u093f) \u0928\u093f\u091a\u0932\u0947 \u0938\u094d\u0924\u0930 \u092a\u0930 \u0939\u0948 \u0914\u0930 \u0932\u094b\u0928 \u0915\u0940 \u092e\u093e\u0902\u0917 \u092e\u0947\u0902 \u0924\u0947\u091c\u0940 \u0926\u0947\u0916\u0940 \u091c\u093e \u0930\u0939\u0940 \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0905\u0924\u0940\u0924 \u0915\u093e \u0905\u0928\u0941\u092d\u0935 \u092c\u0924\u093e\u0924\u093e \u0939\u0948 \u0915\u093f 2008-2014 \u0915\u0947 \u0926\u094c\u0930 \u092e\u0947\u0902 \u091c\u092c \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092e\u0947\u0902 \u0924\u0947\u091c\u0940 \u0906\u0908 \u0925\u0940, \u0924\u092c \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0902\u0927\u093e\u0927\u0941\u0902\u0927 \u0914\u0930 \u0906\u0915\u094d\u0930\u093e\u092e\u0915 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u092c\u093e\u0902\u091f\u0947 \u0917\u090f \u0915\u0949\u0930\u092a\u094b\u0930\u0947\u091f \u0932\u094b\u0928 \u092c\u093e\u0926 \u092e\u0947\u0902 \u092d\u093e\u0930\u0940 \u092c\u0948\u0921 \u0932\u094b\u0928 (Bad Loans) \u0914\u0930 &#8216;\u0938\u094d\u091f\u094d\u0930\u0947\u0938\u094d\u0921 \u090f\u0938\u0947\u091f\u094d\u0938&#8217; \u092e\u0947\u0902 \u092c\u0926\u0932 \u0917\u090f \u0925\u0947\u0964 \u0938\u0930\u0915\u093e\u0930 \u091a\u093e\u0939\u0924\u0940 \u0939\u0948 \u0915\u093f \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0906\u0930\u094d\u0925\u093f\u0915 \u092e\u091c\u092c\u0942\u0924\u0940 \u0915\u0947 \u0926\u094c\u0930 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u0909\u0938 \u0907\u0924\u093f\u0939\u093e\u0938 \u0915\u094b \u0928 \u0926\u094b\u0939\u0930\u093e\u090f\u0902\u0964<\/p>\n<h2><b>1. &#8216;\u0909\u0924\u094d\u0938\u093e\u0939 \u0928\u0939\u0940\u0902, \u092a\u094d\u0930\u094b\u091c\u0947\u0915\u094d\u091f \u0915\u0940 \u0909\u092a\u092f\u094b\u0917\u093f\u0924\u093e \u0926\u0947\u0916\u0915\u0930 \u0926\u0947\u0902 \u0932\u094b\u0928&#8217;<\/b><\/h2>\n<p>\u092a\u094d\u0930\u0927\u093e\u0928 \u0938\u091a\u093f\u0935 \u0928\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0930\u0947\u091f\u093f\u0902\u0917 \u0914\u0930 \u092a\u094d\u0930\u094b\u091c\u0947\u0915\u094d\u091f \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u094b \u0938\u0916\u094d\u0924 \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0947 \u092a\u0930 \u091c\u094b\u0930 \u0926\u093f\u092f\u093e:<\/p>\n<ul>\n<li><strong>\u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e \u0906\u0927\u093e\u0930\u093f\u0924 \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928:<\/strong> \u0921\u0949. \u092a\u0940.\u0915\u0947. \u092e\u093f\u0936\u094d\u0930\u093e \u0928\u0947 \u0915\u0939\u093e, <em>&#8220;\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0909\u0938 \u0938\u092e\u092f \u0915\u0947 \u0909\u0924\u094d\u0938\u093e\u0939 \u0915\u0947 \u092c\u091c\u093e\u092f \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0915\u093f\u092f\u093e \u091c\u093e\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964&#8221;<\/em> \u0907\u0938\u0938\u0947 \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u0932\u094b\u0928 \u092c\u093e\u0902\u091f\u0928\u0947 \u0914\u0930 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0924\u0928\u093e\u0935\u0917\u094d\u0930\u0938\u094d\u0924 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092c\u0928\u0928\u0947 \u0915\u0947 \u091c\u094b\u0916\u093f\u092e \u0915\u094b \u0930\u094b\u0915\u093e \u091c\u093e \u0938\u0915\u0947\u0917\u093e\u0964<\/li>\n<li><strong>\u0915\u0947\u0935\u0932 \u092c\u0948\u0902\u0915 \u092d\u0930\u094b\u0938\u0947 \u0928\u0939\u0940\u0902 \u091a\u0932\u0947\u0917\u0940 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e:<\/strong> \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0930\u0947\u0916\u093e\u0902\u0915\u093f\u0924 \u0915\u093f\u092f\u093e \u0915\u093f \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0902\u091a\u0947 (Infrastructure), \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 (Manufacturing) \u0914\u0930 \u090a\u0930\u094d\u091c\u093e \u092c\u0926\u0932\u093e\u0935 (Energy Transition) \u0915\u0947 \u0932\u093f\u090f \u0915\u0947\u0935\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0905\u0915\u0947\u0932\u093e \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u092d\u093e\u0930\u0924 \u0915\u094b \u0917\u0939\u0930\u0947 \u092c\u093e\u0902\u0921 \u092c\u093e\u091c\u093e\u0930 (Bond Markets), \u0936\u0947\u092f\u0930 \u092c\u093e\u091c\u093e\u0930 \u0914\u0930 \u0938\u0902\u0938\u094d\u0925\u093e\u0917\u0924 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b \u0935\u093f\u0915\u0938\u093f\u0924 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/encrypted-tbn0.gstatic.com\/images?q=tbn:ANd9GcR146pMPQCO-HV5Zy8FVRpOkp4vdFQeLnRkgNykzSDcfA&amp;s=10\" alt=\"\u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u0915\u0947 \u092a\u094d\u0930\u0927\u093e\u0928 \u0938\u091a\u093f\u0935 \u0921\u0949. \u092a\u0940.\u0915\u0947 \u092e\u093f\u0936\u094d\u0930\u093e \u0928\u0947 \u092d\u093e\u0930\u0924 \u0938\u0939\u093f\u0924 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0938\u094d\u0924\u0930 \u092a\u0930 \u0906\u092a\u0926\u093e\u0913\u0902 \u0915\u0940 \u092c\u0922\u093c\u0924\u0940 \u0938\u0902\u0916\u094d\u200d\u092f\u093e \u092a\u0930 \u091a\u093f\u0902\u0924\u093e \u0935\u094d\u092f\u0915\u094d\u0924 \u0915\u0940 | \u0906\u0915\u093e\u0936\u0935\u093e\u0923\u0940 \u0928\u094d\u092f\u0942\u091c\u093c\" width=\"393\" height=\"262\" \/><\/p>\n<h2><b>2. \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e, \u092a\u0942\u0902\u091c\u0940 \u092a\u094d\u0930\u0935\u093e\u0939 \u0914\u0930 \u0906\u0930\u092c\u0940\u0906\u0908 \u0915\u093e \u0938\u0924\u0930\u094d\u0915 \u0930\u0941\u0916<\/b><\/h2>\n<p>\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092e\u0947\u0902 \u0924\u0930\u0932\u0924\u093e (Liquidity) \u092c\u0922\u093c\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0928\u0947 \u092d\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0932\u094b\u0928 \u092a\u094d\u0930\u093e\u0907\u0938 \u0935\u0949\u0930 (Loan Price War) \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0940 \u0938\u0932\u093e\u0939 \u0926\u0940 \u0939\u0948:<\/p>\n<ul>\n<li><strong>\u0938\u0938\u094d\u0924\u0940 \u0924\u0930\u0932\u0924\u093e \u0915\u093e \u091c\u094b\u0916\u093f\u092e:<\/strong> \u091c\u092c \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u092a\u093e\u0938 \u091c\u092e\u093e \u0930\u093e\u0936\u093f (Deposits) \u092c\u0922\u093c\u0924\u0940 \u0939\u0948, \u0924\u094b \u0932\u094b\u0928 \u092c\u093e\u0902\u091f\u0928\u0947 \u0915\u0940 \u0939\u094b\u0921\u093c \u092e\u091a \u091c\u093e\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0915\u092e\u091c\u094b\u0930 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092a\u094d\u0930\u094b\u092b\u093c\u093e\u0907\u0932 \u0935\u093e\u0932\u0947 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u092d\u0940 \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0932\u094b\u0928 \u092e\u093f\u0932 \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u092c\u093e\u0926 \u092e\u0947\u0902 &#8216;\u0938\u094d\u091f\u093f\u0915\u0940 \u090f\u0938\u0947\u091f\u094d\u0938&#8217; \u092c\u0928 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>\u0935\u093f\u0926\u0947\u0936\u0940 \u092a\u0942\u0902\u091c\u0940 \u0915\u0940 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e:<\/strong> \u092a\u094d\u0930\u0927\u093e\u0928 \u0938\u091a\u093f\u0935 \u0928\u0947 \u091a\u0947\u0924\u093e\u0935\u0928\u0940 \u0926\u0940 \u0915\u093f \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0938\u094d\u0924\u0930 \u092a\u0930 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915 \u092c\u093e\u0927\u093e\u0913\u0902 (Trade Barriers) \u0914\u0930 \u092a\u0942\u0902\u091c\u0940 \u092a\u094d\u0930\u0935\u093e\u0939 \u0915\u0940 \u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e \u0915\u094b \u0926\u0947\u0916\u0924\u0947 \u0939\u0941\u090f \u092d\u093e\u0930\u0924 \u0915\u094b \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0935\u093f\u0926\u0947\u0936\u0940 \u0928\u093f\u0935\u0947\u0936 (FDI) \u0914\u0930 \u0918\u0930\u0947\u0932\u0942 \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u094d\u0937\u092e\u0924\u093e \u0915\u094b \u092e\u091c\u092c\u0942\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0939\u0948\u0964<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/encrypted-tbn0.gstatic.com\/images?q=tbn:ANd9GcRU_Cn6VSglGPH4taufJFQDYW9ZfDY9RPLtyPyiZyHrZQ&amp;s=10\" alt=\"\u0915\u094c\u0928 \u0939\u0948\u0902 \u092a\u0940\u090f\u092e \u092e\u094b\u0926\u0940 \u0915\u0947 \u0938\u092c\u0938\u0947 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u0905\u092b\u0938\u0930 \u092a\u094d\u0930\u092e\u094b\u0926 \u0915\u0941\u092e\u093e\u0930 \u092e\u093f\u0936\u094d\u0930\u093e, \u092b\u093f\u0930 \u092e\u093f\u0932\u0940 PM \u0915\u0947 \u092a\u094d\u0930\u0927\u093e\u0928 \u0938\u091a\u093f\u0935 \u092a\u0926 \u0915\u0940 \u092c\u0921\u093c\u0940 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940\" width=\"620\" height=\"348\" \/><\/p>\n<h3><strong>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937\u00a0<\/strong><\/h3>\n<p>\u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u0915\u0947 \u092a\u094d\u0930\u0927\u093e\u0928 \u0938\u091a\u093f\u0935 \u0915\u093e \u092f\u0939 \u0938\u0902\u0926\u0947\u0936 \u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0938\u093e\u092e\u092f\u093f\u0915 \u0914\u0930 \u0930\u0923\u0928\u0940\u0924\u093f\u0915 \u091a\u0947\u0924\u093e\u0935\u0928\u0940 \u0939\u0948\u0964 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092d\u0932\u0947 \u0939\u0940 \u092e\u091c\u092c\u0942\u0924 \u0939\u094b, \u0932\u0947\u0915\u093f\u0928 \u0906\u0930\u094d\u0925\u093f\u0915 \u091a\u0915\u094d\u0930 \u0915\u0940 \u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e\u0913\u0902 \u0915\u094b \u0926\u0947\u0916\u0924\u0947 \u0939\u0941\u090f \u0935\u093f\u0935\u0947\u0915\u092a\u0942\u0930\u094d\u0923 \u0914\u0930 \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u0940 \u090b\u0923 \u0906\u0935\u0902\u091f\u0928 \u0939\u0940 \u092d\u093e\u0930\u0924\u0940\u092f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0940 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0914\u0930 \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<p><a title=\"\u0905\u0928\u094d\u092f \u0959\u092c\u0930\u0947\u0902 !\" href=\"https:\/\/timesnowtoday.com\/en\/fssai-fopl-rules-%e0%a4%aa%e0%a5%88%e0%a4%95%e0%a5%87%e0%a4%9c%e0%a5%8d%e0%a4%a1-%e0%a4%ab%e0%a5%82%e0%a4%a1-%e0%a4%aa%e0%a4%b0-%e0%a4%b2%e0%a4%97%e0%a5%87%e0%a4%97%e0%a4%be-%e0%a4%b2%e0%a4%be\/\">\u0905\u0928\u094d\u092f \u0959\u092c\u0930\u0947\u0902 !<\/a><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0906\u0915\u094d\u0930\u093e\u092e\u0915 \u0932\u094b\u0928 \u092c\u093e\u0902\u091f\u0928\u0947 \u0915\u0940 \u092a\u0941\u0930\u093e\u0928\u0940 \u0917\u0932\u0924\u093f\u092f\u094b\u0902 \u0938\u0947 \u092c\u091a\u0947\u0902 \u092c\u0948\u0902\u0915: \u092a\u0940\u090f\u092e \u0915\u0947 \u092a\u094d\u0930\u0927\u093e\u0928 \u0938\u091a\u093f\u0935 \u092a\u0940.\u0915\u0947. \u092e\u093f\u0936\u094d\u0930\u093e \u0915\u0940 \u091a\u0947\u0924\u093e\u0935\u0928\u0940, \u0915\u0939\u093e\u2014&#8217;\u0909\u0924\u094d\u0938\u093e\u0939 \u0928\u0939\u0940\u0902, \u092a\u094d\u0930\u094b\u091c\u0947\u0915\u094d\u091f \u0915\u093e \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930 \u0926\u0947\u0916\u0915\u0930 \u0926\u0947\u0902 \u0915\u0930\u094d\u091c&#8217; \u090f\u0938\u092c\u0940\u0906\u0908 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0949\u0928\u094d\u0915\u094d\u0932\u0947\u0935 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0938\u0924\u0930\u094d\u0915 \u0930\u0939\u0928\u0947 \u0915\u0940 \u0938\u0932\u093e\u0939; \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092c\u0948\u0932\u0947\u0902\u0938 \u0936\u0940\u091f \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 \u090f\u0928\u092a\u0940\u090f (NPA) \u0938\u0902\u0915\u091f \u0938\u0947 \u092c\u091a\u0928\u0947 \u092a\u0930 \u0926\u093f\u092f\u093e \u091c\u094b\u0930\u0964 \u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0940 \u092c\u0948\u0932\u0947\u0902\u0938 [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[102,10],"tags":[1336,1340,1337,1334,1335,1339,1338],"class_list":["post-2172","post","type-post","status-publish","format-standard","hentry","category-allnews","category-finance","tag-bank-lending-norms","tag-indian-banking-sector","tag-npa-stressed-assets","tag-pk-mishra","tag-principal-secretary-pm","tag-rbi-credit-policy","tag-sbi-conclave-2026"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/posts\/2172","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/comments?post=2172"}],"version-history":[{"count":2,"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/posts\/2172\/revisions"}],"predecessor-version":[{"id":2174,"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/posts\/2172\/revisions\/2174"}],"wp:attachment":[{"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/media?parent=2172"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/categories?post=2172"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/timesnowtoday.com\/en\/wp-json\/wp\/v2\/tags?post=2172"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}